Discover 10 Low Investment Business Ideas to Start in A Small Town

What Type of Business Could You Start?

If you live in a small town you may be wondering what type of business, you could start. To help, we have included 10 businesses that take a fairly low investment to get started. Anyone of these could be a great idea.

1. Ice Cream Parlour

Everyone loves ice cream. A small ice cream parlour is a terrific business venture that takes a low investment to start.


It’s a business where you can choose the flavors of ice creams that you want to specialize in along with specific themes and it can be unique from what would be found elsewhere. If there is a location in your small town that has restaurants or food courts or a cinema, then that’ll be a perfect place to open.

2. Food Truck

These are often seen in larger cities but they’re not completely unfamiliar in small towns as well. These trucks are mobile fast food that can provide unique food choices for the community at reasonable prices.

Because it’s a truck, it can be easily moved to different locations at different times to make it very convenient. As an example, it can be at an office park during lunch or at 5 p.m. while also being outside of a school at 3 p.m. or 3:30 p.m. when it lets out.

3. Laundry Service

Whether the area is a small town or a big city, everyone needs a laundry service. To get this business started will require a bit of a higher initial investment but the costs can often be recovered swiftly. It’s easy to bring in new customers at first by offering them low prices and high-quality services to get them familiar with your company.



By picking up and dropping off the laundry as one of your services, you will expand your customer base. You can also attract more customers by offering something like a small cafe or reading room where people can wait comfortably while you provide fast laundry service.

4. Preschool

A preschool can be started in a small space and the main investment will be in safety features and quality material to educate young children. If this type of school offers innovative ways of teaching that is effective with young children, it will attract the parents. It does require a level of skill as well as a great deal of responsibility.

5. Maid Service

The big city has opportunities for businesses like Haptic and UrbanClap which provide not only cleaning services but also cooks.

maid-cleaning toilet

So far, these types of services have only found success in the big cities and even there they are often restricted to just certain parts of those cities. A good maid service is needed everywhere, and they can be a business that will stay steady through good and bad economic times.

6. Cafes and Bookshops

A small town will often benefit from combining a cafe and a bookshop together. Even though this type of business venture has found success in some cities it is less common in small towns but one worth trying. They can make a quaint and interesting place for business meetings and for dates.

7. Fitness Centers

This is a business venture that will require some investment up front, but it is one that’s easy to run and is fairly low maintenance. Again, this is something that will require a unique twist to attract new customers.

8. Tourism

There are a lot of small towns that have unique character and history, and this makes them ideal for a business based around tourism.


Providing tours in horse carriages or with a walking tour can be a profitable venture. Something as simple as a walking tour is a low investment whereas having a horse carriage might take a little more upfront capital.

9. Trash Pickup

A lot of towns and cities have only one trash pickup service and sometimes those have bad management. By offering something unique and dependable you could build a niche in the area. This type of business can often have a good margin. It is something where the one starting the business can negotiate with authorities to improve profits and decrease effort.

10. Internet Service

The internet is now considered something essential for every home. With the cost of computers coming down and the fact that almost everyone has a smartphone, it means that they all need access to the internet.

internet cord and laptop

If you can provide dependable internet service for a reasonable price, then it is likely a great business choice.

Tips and Tools That Will Help You Achieve Your Financial Goals

Boost Your Efforts of Achieving Your Financial Goals

The journey to attaining your financial goals is understandably not a smooth one, but it is a step towards your economic freedom. The demands of life will always have a cost. They can range from buying a new home or car to setting some money aside for retirement.



Given the different financial issues you will face in life, a little help along the way as you strive to reach your financial goals is a relief.

You can use the following tools to boost your efforts of achieving your goals without too much hassle.

Create a Proper Budget

Sorting out your money needs can be challenging, especially when you are feeling the push of pending bills and outstanding arrears. That is why a decent budget is a necessity when trying to attain your objective. But a loose budget that does not capture all expenses only makes things difficult for you. Any budget is a well-thought-out plan that addresses the proper management of your money (income). The budget should cover the much you need to take care of your expenses and the much you are willing to save.



So, the question to ask yourself is how you can come up with a budget that will help put you on the right financial path without holding your back.

To do this, you need to split your income into three parts. The first should go towards paying your bills (rent, utilities, etc.). The second portion is your leisure cash (for things such as entertainment, buying a gift or more). The last part of your income will be what you save. You may find or feel that your income does not fit into such a plan, which is understandable. If that is the case, then you only need to work with what you have, budgeting your wages to ensure your money needs align with your ultimate financial goals.

Leverage Automated Digital Transactions

Today, technology and the advent of the internet have given us mobile and online banking that makes it easy to handle money transactions and to manage our accounts. For instance, mobile banking apps can be tools that help make the journey to financial freedom easy through automated payment features that allow you to pay rent, credit card payments and sort your utilities via the phone.

Such automation can prove helpful in your money management efforts. They eliminate the worries of making timely payments every month that come with penalties. Some mobile app can help you come up with a budget and ensure that it is on track. Overall, with such technologies, you do not have to worry about overspending and finding yourself in situations where you have pending bills.

Make Use of Savings Apps

Regarding the automated digital transactions and the technologies available for this, there are various apps that you can use to help you save money. Most of these apps are intuitive and can be automated to suit your needs and preferences. For the most part, we tend to find it easier to make a few sound financial decisions up front that it would be when trying to make a lot of such decisions every other day. We are human after all, and thus cannot be entirely perfect or disciplined. Moreover, the demands of life can play a hand in the reduced amounts of money we are left with as savings. Living has numerous opportunities that see as spend rather than save.



Therefore, installing these apps on your mobile phone and having them run in the background can prove beneficial. They can be effective tools that you can rely on to help you gather small amounts that you can put towards achieving financial freedom. Some of the apps can even have settings that prevent you from dip back in to pull out money if your account balance is below a predetermined amount. The applications are many, and you need to do your homework to find out which apps will get you where you want to go.

Come Up With a Debt Repayment Plan

Being in debt is only a setback to the goals you desire to achieve, and that is because they will also follow you around until you clear them. Of what use is having savings when you have debts you need to honor! For instance, you can save $7,000 yet you have an outstanding student loan of $10,000. That means that you still will be $3,000 in debt. Moreover, the loan amount may increase because of the accrued interests.


Part of your efforts to take charge of your money situation should include getting yourself out of debts. You need a debt pay off plan that will help you come up with a budget that well see you settle the sums of money owed and manage to save. Moreover, you can better your credit score when you pay your outstanding debts.

Get Free Annual Credit Reports

Having a strategy for paying off debts is one thing and following through with the plan is something else. At times, things can prove to be easier said than done. For some people, they cannot recall all their past loans.



If that is the case, you can request for a copy of your annual credit report to review and see the debts you need to pay. Experian, Equifax, and TransUnion are credit bureaus that issue one free credit report each year. You can use these documents to craft a repayment plan that will see you become debt free as you also clean up your credit report and improve your tainted credit score.

From the above, it is evident that attaining your financial objectives is not a pipe dream. You only need to budget and have a plan for managing your money, and you will get there.


Make use of the tools and tips mentioned above, and you will find things more manageable.

Top Business Investment Idea’s for 2018

Online Businesses You Can Do With No Inventory and Low Startup Costs

Buying stock, storing it in a facility, picking a particular piece for shipment, packing it and then shipping it out. Inventory requires a great deal of time and commitment when you’ve got a business that runs on the internet.

However, you may be delighted and surprised to discover that there are many companies and opportunities that give you the freedom to focus on your personal business instead of inventory logistics.

There are many low-cost, zero inventory internet companies that can be smart for those starting out and busy people who want an active shot at entrepreneurship without overspending.

You’ll still have the hard work of finding a strong idea, marketing, building your brand and serving customers well. You just will be able to do that without finding places for a ton of items to sit until you personally ship everything.

Check out these low-cost online businesses that will give you freedom from inventory concerns.

Low-Cost, Zero Inventory Internet Business Ideas

1. Drop-shipping

Drop-shipping is simple way to sell products without having to worry about inventory. In drop-shipping, you seek out a “drop-shipper”, a third-party retailer. Your job is to get sales, but the drop-shipper packages and ships the items. You never have to keep an item in your house.


Very simply, this business model observes the most basic of business tenets: buy low and then sell high for profit. However, the retailer being purchased from will also deliver it to the customer; you are the middle man.

You can become creative and assemble a number of products from different retailers for your personal online shop. By focusing on a singular theme or niche, such as cat toys or baby clothes, you can offer people a variety of great items. When someone places an order, the order goes right to the drop shipping retailer, who processes it for you. You just need to do customer service.

There are plenty of dropshippers looking to link up with entrepreneurs. You can find some locally or even overseas. Just be sure to do adequate research and build a relationship so that you work with drop-shippers worthy of trust.

Some drop-shipping products aren’t branded because they’re commodities. This means that you have to remain vigilant about competing with other shops that could be selling similar items. You need to really focus on good customer care and excellent marketing. Your sales skills are likely to be the difference between you and your competition.

Drop-shipping remains a low cost way to start an online business and test different products before you make your own. Be certain that you get samples for yourself before you support a particular retailer; you must trust that the products are good and that a retailer is reliable before permitting them access to your customers.

2. Designing and Selling Print-on-Demand Items

In a similar-to-drop-shipping model, printing-on-demand, or POD, asks that you design something and then hand off the inventory, packaging and shipping to another company. A great way to enter the POD field is with your own personally designed products.


T-shirts, phone cases, hoodies, hats, tote bags, skirts and other personal items are there for you to use your imagination. Whatever witty slogan or picture you come up with can appear on a tote bag or tee for your customers. You just need to target a particular customer group and appeal to their pride and passions.

Even if you don’t have any personal ideas, you can still do this business model. Hook up with freelance designers on different websites like 99Designs, Upwork, Dribble or Fiverr.

With POD services, costs could be a bit higher on individual items than if you ordered them in bulk. However, if certain designs don’t sell, you don’t pay for them (unless you worked with a designer, in which case they’ll need to be paid when you get their designs).

You may consider mock-up templates so you never need to splurge on photo-shoots for what you’re selling; the third-party retailer might offer those templates to you.

There are many POD platforms, and many will work with a Shopify store, if you’ve got one. Again, remember to get samples so you’re clear about what an item will look like. Some retailers discount samples, so ask.

3. Writing A Book

Books are just more products to sell. Because of that, when you find a good audience and serve their needs, you can do well.


Children picture books, photo books, comics, cookbooks, novels and simple coffee table books are just some of what you can bring to market. With creativity or knowledge about something, you can write and launch a book.

POD publishing is easy and safe for getting your toes wet in self-publishing. You’ll have control over what your book looks like and its content as well.

Blurb is one of many platforms you can use. It permits you to make, order and then sell your books as both physical products and digital e-books.

If you’d like to order your book in bulk to save costs, you may think about using Kickstarter to generate attention and demand and guarantee a set number of sales.

Writing and releasing a book you’ve written can also be a smart way to make money from a blog if you’ve already got one or would like to begin.

4. Making Digital Items and Courses

Music, templates, forms, letters, and courses can also be produced by you and sold to others. Because they’re not physical, you’ll never need to store them or pay to make them or ship them out to people. Your profit margins should be rather good.

You simply need to determine what would be good to create. What do people need, and will they they pay for downloads of it?


Stock pictures can be licensed to people, information products can teach people things and beats you create can be used for online content for other people.

If you’re creative and can use that creativity to create something digital for people, look into ways to make it into a sellable product.

Shopify is an example of a site that will permit you to offer people your digital creations through their app.

5. Selling Prints, Greeting Cards And Posters

If you realize that you’re artistic and can draw or take good pictures, you can work on drop-shipping with a POD third party so you can create physical manifestations of the work you do. In some cases you may have to prove your right to sell your content so that you’re not using someone else’s intellectual property. However, if you’re selling things from public domain sources, you can monetize that easily too.

greeting card business

This business will work especially well if you’ve got a committed group of fans already. If you’re already a known photographer or cartoonist, this business is especially promising.

Depending on your POD source, you can turn art into greeting cards, wall art or posters. There are mock-up generators and digital template providers like; these sites allow you to present items without the expense of photo shoots.

6. Starting a Charity-Related Business

If you’d love to start a non-profit business but need income, you can still involve yourself in righteous causes with charity-related businesses. Social entrepreneurs can position their business while showcasing the parts of their business that reveal real issues they care about.

In fact, an overwhelming majority of customers say they would switch over to new brands if they offered similar products and were aligned with a good, charitable cause.

charitable business

Many social, charity-related businesses have their own products, but you can partner up with any of the charities in the area to come up with something to sell customers. In your marketing materials, play up the good that your customers do when they purchase from you. Show how your business is working within the community or use an impact calculators somewhere on your site.

Shopify’s Give and Grow app helps you find organizations to partner with. You can arrange your storefront to allow customers to give a percentage of their purchase to a charity or you can insert a donation request in the ordering process or at checkout.

7. Selling Your Own Services

When you’ve got a service business, your only inventory is time. You’ve got a day to fill with the kinds of skills people need.

What kind of services can you sell? Fitness training, house cleaning, photographing, software developing, graphic art designing and writing are just a few skills that can be sold.

selling services online

You can also combine services with one of the other above business ideas for more income.

A fitness trainer, for instance, can offer classes to local community centers and also sell a video workout course through their social media sites. You can also sell physical products that will give you some profits based on something that isn’t reliant on your free time.

Shopify apps like Book an Appointment and BookThatApp permit people to schedule consultations, sessions and time with you and they can do all that through your online storefront.

You might also sell services through different sites like Fiverr or Upwork so that more and more people can find you and hire you for your skills. Service businesses are a great way to run a company without any inventory, at very little cost.

4 Top Investment Business Idea’s for 2018